There’s something undeniably comforting about the aroma of freshly baked banana bread wafting through your kitchen. Now, imagine that familiar warmth combined with the irresistible allure of melty chocolate chips – all without the hassle of a long ingredient list. Welcome to the world of the Simple 5-Ingredient Chocolate Chip Banana Bread, where ease meets indulgence. This recipe is a celebration of simplicity, turning just a handful of everyday ingredients into a moist, flavorful loaf that’s perfect for breakfast, snack time, or a cozy dessert. Whether you’re a baking novice or a seasoned pro looking for a quick fix, this straightforward recipe promises delicious results with minimal effort. Let’s dive into how just five ingredients can transform your bananas and chocolate chips into pure homemade happiness.
Simple 5-Ingredient Chocolate Chip Banana Bread Recipe is a deliciously moist, tender loaf that transforms everyday ripe bananas into a crowd-pleasing classic. Originating from humble kitchen traditions, this recipe relies on a minimal ingredient list to deliver maximum flavor and perfect texture, making it an ideal beginner-friendly baking project or a quick afternoon treat. The natural sweetness of bananas pairs beautifully with pockets of melting chocolate chips, while just five essential ingredients guarantee simplicity without sacrificing taste.
Prep and Cook Time
Preparation: 10 minutes
Baking: 50-60 minutes
Total Time: Approximately 1 hour 10 minutes
Yield
Makes 1 loaf, about 8-10 servings
Difficulty Level
Easy-perfect for bakers of all skill levels
Ingredients
- 1 ½ cups all-purpose flour, sifted
- 3 ripe bananas, mashed
- ½ cup brown sugar, packed
- 1 large egg, beaten
- ½ cup semi-sweet chocolate chips
- Optional: 1 teaspoon baking soda, for slight lift
Step-by-Step Instructions
- Preheat your oven to 350°F (175°C). Grease and flour a 9×5-inch loaf pan or line it with parchment paper for easy release.
- In a large mixing bowl, thoroughly mash the ripe bananas until smooth but still a little textured for moisture.
- Add the brown sugar and beaten egg to the bananas, mixing gently with a wooden spoon to combine evenly without overworking the batter.
- Sprinkle the all-purpose flour and optional baking soda (for subtle rise) over the wet ingredients. Fold the dry into the wet mixture carefully, stopping as soon as no large streaks of flour remain. Over-mixing can lead to a dense loaf.
- Fold in the chocolate chips evenly, reserving a handful to scatter on top for an irresistible finish.
- Pour the batter into the prepared pan and smooth the surface. Sprinkle the reserved chocolate chips over the top.
- Bake for 50-60 minutes, or until a toothpick inserted in the center comes out clean with only a few moist crumbs.
- Remove from the oven and let cool for 10 minutes in the pan before transferring to a wire rack. Resting helps the banana bread set and slice beautifully without crumbling.
Tips for Success
- Choose perfectly ripe bananas with lots of brown spots. They bring the sweetest and most robust banana flavor.
- For a moister texture, substitute ½ cup Greek yogurt or sour cream for half the mashed banana.
- Do not overstir once flour is added; gentle folding preserves tenderness.
- Use room temperature egg for better mixing and rise.
- Add a pinch of cinnamon or a splash of vanilla extract to customize flavor depth.
- Make-ahead tip: Wrap cooled bread tightly in plastic wrap and freeze for up to 3 months.
Serving Suggestions
This Simple 5-Ingredient Chocolate Chip Banana Bread Recipe shines warm with a pat of unsalted butter melting on top or a drizzle of honey for added indulgence. It pairs wonderfully with a steaming cup of coffee or hot cocoa for breakfast or snack time. Garnish slices with fresh berries or a sprinkle of powdered sugar to elevate presentation for guests.
| Nutritional Info (per slice) | Calories | Protein | Carbs | Fat |
|---|---|---|---|---|
| Banana Bread Slice | 200 kcal | 3 g | 32 g | 6 g |

For more baking inspiration, check our Easy Banana Desserts page and discover how to elevate your fruit-baked treats. Also, explore the science behind baking perfection at King Arthur Baking Guide.
Q&A
Q&A: Simple 5-Ingredient Chocolate Chip Banana Bread Recipe
Q1: What makes this banana bread recipe different from traditional ones?
A1: This recipe is streamlined to just five ingredients, making it incredibly simple and quick to whip up. It skips complicated steps and excess pantry staples, yet still delivers moist, flavorful banana bread with delightful chocolate chip pockets in every bite.
Q2: What are the five essential ingredients?
A2: You’ll need ripe bananas, all-purpose flour, sugar, baking soda, and chocolate chips. That’s it! These humble ingredients come together beautifully to create a sweet, tender loaf bursting with banana goodness and melty chocolate chips.
Q3: Can I substitute any of the ingredients?
A3: Absolutely! Overripe bananas are key for moisture and sweetness. If you want to tweak sugar, you can swap white sugar for brown sugar for a richer flavor. Gluten-free flour blends work well too, but may slightly alter texture. Dark or milk chocolate chips are both fantastic options depending on your sweet tooth.
Q4: How ripe should the bananas be?
A4: The riper, the better! Look for bananas with plenty of brown spots or almost fully brown skins – that means they’re super sweet and soft, perfect for mashing and lending moisture to your bread.
Q5: What’s the best way to mix the batter?
A5: Keep it simple-mash the bananas thoroughly, then gently fold in the sugar, flour, baking soda, and finally the chocolate chips. Avoid overmixing to ensure a tender crumb rather than a dense loaf.
Q6: How long should I bake the banana bread?
A6: Bake at 350°F (175°C) for about 50 to 60 minutes, or until a toothpick inserted in the center comes out clean or with just a few moist crumbs. Oven temperatures vary, so start checking around 50 minutes to avoid overbaking.
Q7: Can I freeze this banana bread?
A7: Yes! Wrap the cooled loaf tightly in plastic wrap and foil, then freeze. When ready to eat, thaw at room temperature or warm slices in the microwave or toaster oven for a fresh-baked feel.
Q8: What adds the most flavor to this recipe?
A8: The magic comes from perfectly ripe bananas and the chocolate chips melting throughout. The minimalist ingredient list allows those two stars to shine without distraction.
Q9: Is this recipe kid-friendly?
A9: Definitely! Kids will love the sweet banana flavor with pockets of gooey chocolate. Plus, it’s a great way to use up bananas that might otherwise be tossed.
Q10: Any tips for elevating this simple recipe?
A10: Consider adding a sprinkle of chopped nuts or a dash of cinnamon for extra warmth. You can also swirl in peanut butter or Nutella before baking for a decadent twist. But honestly, it’s just perfect as is-simple, straightforward, and delicious.
Concluding Remarks
There you have it-a simple, satisfying chocolate chip banana bread recipe that requires just five ingredients but delivers a world of flavor. Whether you’re a novice baker or a seasoned pro, this easy-to-follow treat is perfect for cozy mornings, midday snacks, or unexpected guests. So next time you find yourself with a few ripe bananas and a craving for something sweet, remember this recipe-where simplicity meets deliciousness in every bite. Happy baking!